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You'll find me blogging at my Lighter Side blog today. For my review on the book On my Own Now by Donna Lee Schillinger, head over to Lighter Side today. Click here to go to my review.
Virtual Book tours
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WHERE BOOKS RULE
Lean Times
Mexican Chicken Filling
1 lb. boneless, skinless chicken breasts
Package of taco seasoning
Can of chicken broth
Lay chicken breasts in crockpot. Mix together taco seasoning and chicken broth and pour over chicken. Cook all day on low. Just before serving, shred meat with two forks. Use as a filling for burritos, tacos, or even over lettuce for a taco salad. Top with cheese, sour cream, chopped tomatoes, and other toppings.
Top Ten Tips For Saving Money In Tough TimesLet's see if you are financially focused with this quiz that the Curt and Marybeth have provided.
1. Make a budget (and stick to it). A budget overwhelms many people but it is really nothing more than devising a plan for every dollar you bring in. Having a budget helps you spend smarter and think more. It also helps to improve your buying power. The best way to make a budget is to start by sitting down with your spouse and deciding how much you spend on regular categories like groceries, gas, medical, etc. each month. Talk through these things and get them down on paper. Then spend accordingly. An article that goes into step by step detail about making a budget can be found at:
http://www.christianpf.com/
how-to-make-a-budget/
2. Stop using credit cards. Studies show that people who use credit cards buy more and think less about their purchases. By learning to spend cash and limiting your purchases, you make your money work for you rather than against you. Credit card companies are getting craftier as the economy struggles. 25% of all credit card users in this country will have their rates raised this year, or their monthly payment raised. When you are in debt, you are at the mercy of the company you owe. Don’t let yourself get bogged down by credit card debt.
3. Cook at home. It sounds so basic and yet how many of us resort to eating out because we just can’t deal with dinner? By taking a few moments once a week to devise a menu plan, shopping for the needed ingredients for that menu plan, and cooking the meals in your home, you can save lots of money and have more time to gather as a family and enjoy a slow evening at home. Eating at home not only saves money, it saves valuable family time.
4. Buy clothes at thrift or consignment stores. This is especially true with children’s clothes. When you are in a department store, always shop the clearance racks and avoid the other racks so you aren’t tempted. It’s also an income generator if you consign your own clothing. You can then take the money you earn on consignment and buy clothes for a new season without being out of pocket any money!
5. If you must eat out, only go to places you have coupons for. Keep a small photo album and arrange restaurant coupons so they are easy to find as you are heading out the door. It’s also a great idea to look for “kids eat free” nights and frequent those. Other ways to save on eating out include ordering water (big savings on this), share meals, order a kids’ portion if the restaurant allows it, and go out for lunch instead of dinner. For people who work, it’s always a good idea to pack your lunch regularly instead of running out to eat. A jar of peanut butter and a loaf of bread will go a long way.
6. Learn to play the coupon game. Many people devote themselves to clipping and organizing coupons—and reap great savings from doing so. There are many frugal websites and blogs that detail exactly how to save a lot of money with coupons. A great one to start with is http://www.couponmom.com/. And here is a great tutorial video you can watch: http://www.youtube.com/watch?
v=DcAUZvGS6L8 .
7. If you have children, limit the number of activities they do to one per child, per year. If you are struggling to pay for even one activity, consider asking for the activity as a gift from grandparents, aunts and uncles, friends, etc. Instead of another toy that will end up broken or lost, your child can receive a gift that truly keeps on giving as well as one that invests in their future.
8. Think about the things you regularly spend money on like gas or utilities and research ways to save money on those things. For instance, http://www.gasbuddy.com/ tells you where to buy the cheapest gas according to your area code. Bundling services with your cable provider can save money each month. Calling your energy company to find out when their off-peak hours are and doing your laundry or dishes during those times can save on your monthly bill as well.
9. Don’t shop as a recreational activity. If you can’t see it, you won’t feel a need to have it. Use time you used to spend shopping to go for a walk, visit a park, exercise, read a book, or spend time researching money-saving sites on the internet! If you have a friend you used to enjoy shopping with, sit down and list out other alternatives for your time together.
10. Look for ways to generate additional income. Whether it be an additional part-time job or a way to make money from home using a skill or talent you possess, get creative, get motivated, and get excited about the potential you have to generate income that you didn’t have before. Every little bit helps, so put on your thinking cap and don’t be shy about stepping out and trying something!
Are You A Financially Focused Couple?
Instructions: Give yourself 1 point for every "yes" answer, 0 points for every "no."
1.Do you have regular budget meetings?
2.Do you communicate about daily expenses?
3.Do you discuss large purchases before they're made?
4.Does each spouse have an equal vote about money decisions?
5.Have you planned for your future through life insurance and a will?
6.Do you agree about tithing and giving?
7.Can you both list out your debts, including the amounts and monthly payment for each account?
8.Do you have a plan that was written together for paying off debt and saving money?
9.Do you encourage each other to save money?
10.Have you discussed the spending habits and attitudes about money that you carried into the marriage?
Tally up your score and use the guide to the right to see what category you fall into.
0-2 points: Don't get discouraged. There's nowhere to go from here except up!The winner will receive:
1 copy of the book
1 copy of Financial Peace Revisited by Dave Ramsey
1 subscription to P31 Woman Magazine
1 copy of God's Purpose For Every Woman (collection of the best devotions from Proverbs 31 Ministries)
1 cd of Marybeth's message "Becoming A Woman of Influence"
1 Dove Chocolate bar (because everything is better with chocolate!)
How do you enter? Glad you asked. Each blogger with at least 10 comments can send a name from the comments to submit for the grand prize drawing. Leave me a comment with your score from the quiz and/or what intrigues you most in the prize giveaway. Be sure to leave a way for me to contact you if you are the winner. This contest will run until May 20th.
This blog tour is through:
About the Book:
(North Carolina) - The fear and reality of tough economic times, foreclosures, bailouts, bankruptcies and falling stocks strike fear in the hearts of many Americans today. With investors, newscasters and bankers giving advice, who can you trust? Marybeth and Curt Whalen share their financial successes and failures in their new book, Learning to Live Financially Free: Hard-Earned Wisdom for Saving Your Marriage & Your Money. If a family parenting six children can get out of debt and live financially free, anyone can. The Whalens readily admit they made their share of mistakes the first ten years of marriage. Becoming more disciplined and intentional in spending and saving helped them learn valuable lessons for better financial stewardship--lessons you'll want to learn too.
Learning to Live Financially Free not only focuses on building a stronger financial understanding in the home, but also encourages couples to communicate, thus building better, stronger marriages. The Whalens clearly comprehend the need for careful money management and commitment in marriage. Money-strapped families will find peace of mind as they begin the process of becoming financially responsible and debt-free.
(Homeland, CA) - If you've ever wished for a real live interview from an experienced mother found in God's Word, you'll be thrilled with the message of Kathi Macias' new book, Mothers of the Bible Speak to Mothers of Today. Thankfully the trials, heartaches and transitions mothers face are not new to this generation. Traveling back in time with Eve, Hannah, Sarah, Mary and others, readers will recognize the common struggles that still plague our world today.
This hardback gift book gently calls women to study the lives of biblical moms who were challenged with their own set of circumstances. From fear to insecurities, heartbreak to disappointments -- Kathi's words capture the heart of every woman with hope and encouragement to become the mother God wants them to be. After studying these fifteen biblical mothers, readers will have a solid example of biblical parenting. At the end of each chapter, mothers will find a special place for prayer and application.
I can think of no more awesome an experience than the birth of my first child. At the young and naïve age of eighteen, it was the most joyous, as well as the most terrifying thing that had ever happened to me. It was as if I were experiencing love for the very first time as I gazed at that precious little life that had been entrusted to me by God. And I thought, What in the world do I do now? How do I care for him? How do I make sure I'm doing everything right? What if--God forbid--I do something wrong?
Now, two more sons, nine grandchildren, and nearly four decades later, I smile at the memory, knowing those babies weren't quite as fragile as I'd once imagined. But I can't help but wonder how much more challenging and overwhelming motherhood must have been for Eve, who was not only the first woman but also the first mother. What can women today learn about mothering from studying the life of this exiled Garden dweller who had no role model to imitate, no how-to-be-a-good-mom books to read? Quite a bit, I believe. Let's take a look.
Eve, whose name means "life giver," was the only woman ever to become a mother without first having had a mother of her own. In fact, not only did Eve not have a mother, she also had no sisters, aunts, grandmothers, or girlfriends to turn to for advice. In short, she had no role models and no one with whom to compare notes.
She had Adam, of course, who, like her, had been made in the image of God. She had the greatest assortment of pets anyone could ever imagine. And, of course, she had her relationship with God. But as we know from the creation account in Genesis, all of Eve's relationships changed because of sin.
How alone she must have felt once those relationships were no longer perfect. And how frightened and overwhelmed she must have been when her two oldest sons, Cain and Abel, were born, thrusting her into an entirely new realm of responsibility. I am quite sure that more than once throughout the ensuing years she heard God's words echoing in her mind: "I will greatly increase your pains in childbearing; with pain you will give birth to children" (Genesis 3:16). By the time Eve's children were grown and she had experienced the horror of her oldest son murdering his younger brother, she must have realized that the truth of God's words tying together pain and motherhood didn't stop at childbirth. The same is true for mothers today, as we will see as we look at Eve's life...as well as the lives of other mothers of the Bible, who will speak to us from centuries past.
Speak to the Author
As a wife, mother, grandmother--and yes, even a great-grandmother to two-year-old Isaiah--you'd think I'd have this "mom" thing wired by now, wouldn't you? Surprise! We never get too old to learn, and what I learned in my study of Mothers of the Bible has enriched nearly every area and relationship of my life. God loves mothers. We were His idea, after all! And His purpose for our lives as mothers unfolds in beauty and meaning as we listen to the words of the mothers of the Bible....
~author Kathi MaciasGIFT BASKET!
One commenter's name from my site will go into a grand prize drawing for a gift basket which includes Kathi's featured book as well as:
It's Not About Me by Michelle Sutton
Sinner by Ted Dekker
Daisy Chain by Mary E. DeMuth
Shade by John B. Olson
Rest: Living in Sabbath Simplicity by Keri Wyatt Kent
The Victor by Marlayne Giron
The Battle for Vast Dominion by George Bryan Polivka
Word Weavers by Eva Marie Everson and Janice Elsheimer
Blog Tours Through
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